Get Your Check Together.

There are very few things that will distract you more from being successful than having financial troubles. Make no mistake --  a lousy marriage or personal health problems can be challenging, but "being broke" is a whole new level of stress. Especially if it's a condition you brought on yourself.

Learn how to manage your money.

That's the bottom line -- it is as easy as the addition and subtraction problems you learned in elementary school. Add up what you earn and subtract from it what you're spending. You'll quickly see if you're doing something wrong.

You can't spend more money than you make and survive for long. That's true for a family, a startup, or for any company -- regardless of size.

You can't be dumb with money and smart with life.

It is easy to get into financial trouble .

You can shop from your phone or your computer with a push of a button. It doesn't even seem like you're spending money.You're just "pushing buttons" or ordering service. Its not like you have to make change from a stack of cash in your wallet.

But when you get your credit card bill (or check your bank account) you realize how much all of that button-pushing cost you.

It's more than just online shopping though.

Getting financially fit is about changing how you think.

Needy, selfish decision-making will get you into trouble with money, friends, or just about anything else in life.

Here are a few ways to clean up your mess:

1. Build a budget so you know what your financial boundaries are 2. Force yourself to save money each month by having it automatically pulled from your account 3. Have candid family/work discussion about money so that everyone is on the same page 4. Track your expenses each month so you know where you have accidental "overages" 5. Ask for help from someone who can look over your shoulder and make you better 6. Be accountable for your actions. When you make a mistake be quick to fix it.

Get your check together.

There is no excuse for putting yourself into financial harm by not doing basic addition and subtraction.

Come on. Have some discipline.

Fix what's broken.